InnerSea Discoveries has developed a travel protection plan, in conjunction with Allianz Global Assistance, that offers our guests a wide range of protection and services at reasonable rates. We strongly recommend that you purchase travel insurance so you can plan and enjoy your trip with complete peace of mind.
In order to have the pre-existing medical conditions exclusion waived, this program must be purchased within 14 days of deposit and is not refundable or transferable under any circumstances.
We offer three levels of trip insurance: Basic, Classic, and Deluxe, as well as additional protections including car rental damage coverage or work-related coverage. Please see the Allianz Global Assistance website for specific information on each of these plans & options. If you have questions, or if you're ready for a quote to purchase insurance, contact our Sales Counselors.
Basic - Benefit Coverage
| Trip Cancellation Protection |
Up to amount purchased |
| Trip Interruption Protection |
Up to amount purchased |
| Emergency Medical and Dental |
$10,000 |
| Emergency Medical Transportation |
$50,000 |
| Baggage Coverage |
$500 |
| Baggage Delay Coverage |
$100 |
| Travel/Trip Delay Coverage |
$150 |
| 24-Hour Hotline Assistance |
Included |
| Existing Medical Condition Coverage |
Available/Conditions Apply |
| Online Policy Modification |
Included |
| Online Claim Filing And Tracking |
Included |
More information on Basic Coverage with Allianz Global Assistance
Classic - Benefit Coverage
| Trip Cancellation Protection |
Up to amount purchased |
| Trip Interruption Protection |
Up to 150% of amount purchased |
| Emergency Medical and Dental |
$25,000 |
| Emergency Medical Transportation |
$500,000 |
| Baggage Coverage |
$1,000 |
| Baggage Delay Coverage |
$300 |
| Travel/Trip Delay Coverage |
$800 |
| Daily Limit |
$200 |
| Missed Connection Coverage |
$800 |
| Change Fee Coverage |
$250 |
| Frequent Traveler/Loyalty Plan Coverage |
$250 |
| 24-Hour Hotline Assistance |
Included |
| Existing Medical Condition Coverage |
Available/Conditions Apply |
| Coverage for Financial Default |
Available/Conditions Apply |
| Online Policy Modification |
Included |
| Online Claim Filing And Tracking |
Included |
More information on Classic Coverage with Allianz Global Assistance
Deluxe - Benefit Coverage
| Trip Cancellation Protection |
Up to amount purchased |
| Trip Interruption Protection |
Up to 150% of amount purchased |
| Emergency Medical and Dental |
$50,000 |
| Emergency Medical Transportation |
$1,000,000 |
| Travel Accident Coverage |
$50,000 |
| Baggage Coverage |
$2,500 |
| Baggage Delay Coverage |
$600 |
| Travel/Trip Delay Coverage |
$1,500 |
| Daily Limit |
$300 |
| Missed Connection Coverage |
$1,500 |
| Collision/Loss Damage Insurance |
$50,000 |
| Change Fee Coverage |
$250 |
| Frequent Traveler/Loyalty Plan Coverage |
$250 |
| YourDeluxeTrip.com |
Included |
| 24-Hour Hotline Assistance Plus |
Included |
| Concierge |
Included |
| Existing Medical Condition Coverage |
Available/Conditions Apply |
| Coverage for Financial Default |
Available/Conditions Apply |
| Online Policy Modification |
Included |
| Online Claim Filing And Tracking |
Included |
More information on Deluxe Coverage with Allianz Global Assistance
